Best Lease & Finance Offers - January 2026

PHOTO IS FOR ILLUSTRATIVE PURPOSES ONLY. STK452048. 39-MONTH LEASE OR 4.75% APR FINANCING FOR 72 MONTHS. OFFER PENDING TIER 1+ APPROVAL BY TFS, AND ALL MANUFACTURER REBATES INCLUDED IN LEASE OFFERS. STANDARD APR RATES WILL APPLY. $5,008 DUE AT SIGNING (INCLUDES $3,562 DOWN, $319 FIRST MONTH’S PAYMENT, $650 BANK FEE, $490 DOC FEE). EXCLUDES TAX, TAG AND TITLE. $0 SECURITY DEPOSIT. 10K ANNUAL MILES, $0.15 PER MILE THEREAFTER. ALL MANUFACTURER REBATES INCLUDED IN PAYMENTS, OFFERS MAY NOT BE COMBINED. REBATES AND INCENTIVES TO DEALER. OFFER EXPIRES 2/2/2026.

PHOTO IS FOR ILLUSTRATIVE PURPOSES ONLY. STK460406. 39-MONTH LEASE OR 4.99% APR FINANCING FOR 72 MONTHS. OFFER PENDING TIER 1+ APPROVAL BY TFS, AND ALL MANUFACTURER REBATES INCLUDED IN LEASE OFFERS. STANDARD APR RATES WILL APPLY. $5,008 DUE AT SIGNING (INCLUDES $3,632 DOWN, $249 FIRST MONTH’S PAYMENT, $650 BANK FEE, $490 DOC FEE). EXCLUDES TAX, TAG AND TITLE. $0 SECURITY DEPOSIT. 10K ANNUAL MILES, $0.15 PER MILE THEREAFTER. ALL MANUFACTURER REBATES INCLUDED IN PAYMENTS, OFFERS MAY NOT BE COMBINED. REBATES AND INCENTIVES TO DEALER. OFFER EXPIRES 2/2/2026.

With approved credit on in-stock units, dealer retains all manufacturer incentives. Photo for illustrative purposes only. STK# 561136. $0 security deposit. 24-month lease. 7,500 annual miles. $0.15 per mile thereafter. First month's payment plus $4,995 down. Excludes tax, tag, title, $595 bank fee and $490 doc fee. 3.49% APR Financing for 36 months, with approved credit. See dealer for details. Offer expires 3/2/26.

With approved credit on in-stock units, dealer retains all manufacturer incentives. Photo for illustrative purposes only. STK# 560779. $0 security deposit. 24-month lease. 7,500 annual miles. $0.15 per mile thereafter. First month's payment plus $4,995 down. Excludes tax, tag, title, $595 bank fee and $490 doc fee. 4.99% APR Financing for 48 months, with approved credit. See dealer for details. Offer expires 3/2/26.

Loyalty Offers available to qualified customers who lease or finance through BMW Financial Services NA, LLC. Offer limited to customers who have owned or leased a BMW model in the last 12 months. In order to qualify for a BMW Loyalty Offer, loyal current or former BMW owners or lessees must show proof of ownership or BMW Financial Services account number and qualify for credit approval. Available Loyalty Offer of $1,000 off MSRP on select new 2026 X3 30 xDrive models. Must take delivery by February 02, 2026. Availability of Loyalty Offers are subject to dealer participation. Visit your authorized BMW Center for important details. Lease payment is calculated based on Manufacturer’s Suggested Retail Price for vehicle as shown and does not necessarily represent the dealer’s actual sale price. Dealer sets actual price. Lease offer available on new 2026 BMW X3 30 xDrive models from participating BMW Centers through BMW Financial Services NA, LLC, to customers who meet BMW Financial Services' credit requirements. Offer not valid in Puerto Rico. Monthly lease payments of $599 per month for 39 months is based on an adjusted capitalized cost of $49,355 (MSRP of $55,300, including destination and handling fee of $1,350, less $3,715 capitalized cost reduction, $0 security deposit, and suggested dealer contribution of $2,230). Actual MSRP and dealer contribution may vary and could affect your monthly lease payment. Cash due at signing includes $3,715 capitalized cost reduction, $599 first month's payment, $925 acquisition fee and $0 security deposit. Lessee responsible for insurance during the lease term, excess wear and tear as defined in the lease contract, $0.25/mile over 32,500 miles, plus disposition fee of up to $495 (not to exceed an amount permissible by law) at lease end. Not all customers will qualify for security deposit waiver. Tax, title, license, registration and dealer fees are additional fees due at signing. Advertised monthly payment does not include applicable taxes. Purchase option price at lease end is $31,521, plus the purchase option fee disclosed in the lease contract. Additional tax, title, and government fees may also apply. Offer valid through February 02, 2026 and may be combined with other offers unless otherwise stated. Models pictured may be shown with metallic paint and/or additional accessories. Visit your authorized BMW Center for important details.

Loyalty Offers available to qualified customers who lease or finance through BMW Financial Services NA, LLC. Offer limited to customers who have owned or leased a BMW model in the last 12 months. In order to qualify for a BMW Loyalty Offer, loyal current or former BMW owners or lessees must show proof of ownership or BMW Financial Services account number and qualify for credit approval. Available Loyalty Offer of $1,000 off MSRP on select new 2026 X5 xDrive40i models. Must take delivery by February 02, 2026. Availability of Loyalty Offers are subject to dealer participation. Visit your authorized BMW Center for important details. Lease payment is calculated based on Manufacturer’s Suggested Retail Price for vehicle as shown and does not necessarily represent the dealer’s actual sale price. Dealer sets actual price. Lease offer available on new 2026 BMW X5 xDrive40i models from participating BMW Centers through BMW Financial Services NA, LLC, to customers who meet BMW Financial Services' credit requirements. Offer not valid in Puerto Rico. Monthly lease payments of $939 per month for 39 months is based on an adjusted capitalized cost of $67,985 (MSRP of $75,650, including destination and handling fee of $1,450, less $4,665 capitalized cost reduction, $0 security deposit, and suggested dealer contribution of $3,000). Actual MSRP and dealer contribution may vary and could affect your monthly lease payment. Cash due at signing includes $4,665 capitalized cost reduction, $939 first month's payment, $925 acquisition fee and $0 security deposit. Lessee responsible for insurance during the lease term, excess wear and tear as defined in the lease contract, $0.25/mile over 32,500 miles, plus disposition fee of up to $495 (not to exceed an amount permissible by law) at lease end. Not all customers will qualify for security deposit waiver. Tax, title, license, registration and dealer fees are additional fees due at signing. Advertised monthly payment does not include applicable taxes. Purchase option price at lease end is $39,338, plus the purchase option fee disclosed in the lease contract. Additional tax, title, and government fees may also apply. Offer valid through February 02, 2026 and may be combined with other offers unless otherwise stated. Models pictured may be shown with metallic paint and/or additional accessories. Visit your authorized BMW Center for important details.

With approved credit. 39-month lease. STK#: 361080. $10,013 down, $1,095 acquisition fee, $490 doc fee and $1,029 first month’s payment. Plus tax, title, $0 security deposit. 7,500 annual miles, $0.25 per mile thereafter. See dealer for details. Offer expires 1/31/2026.

Through February 02, 2026, lease offer available on new 2026 MINI Countryman S ALL4 models from participating MINI Dealers through MINI Financial Services, a Division of BMW Financial Services NA, LLC, to customers who meet MINI Financial Services' credit requirements. Offer not valid in Puerto Rico. Monthly lease payments of $369 per month for 39 months is based on an adjusted capitalized cost of $34,510 (MSRP of $40,075, including Signature Plus Trim and destination & handling fee of $1,175, less $2,965 capitalized cost reduction, $0 security deposit and suggested dealer contribution of $1,600 and $1,000 Lease Credit). Actual MSRP and dealer contribution may vary and could affect your monthly lease payments. Cash due at signing includes $2,965 capitalized cost reduction, $369 first month's payment, $925 acquisition fee and $0 security deposit. Lessee responsible for insurance during the lease term, excess wear and tear as defined in the lease contract, $0.25/mile over 24,375 miles (7,500 miles/year) and a disposition fee of $395 at lease end (not to exceed an amount permissible by law). Disposition Fee may vary by state. Not all customers will qualify for security deposit waiver. Tax, title, license, registration and dealer fees are additional fees due at signing. Advertised monthly payment does not include applicable taxes. Purchase option at lease end is $25,247 plus Purchase option fee disclosed in the lease contract. Additional tax, title, and government fees may also apply. Other credits for loyal customers may apply. National Credit not combinable with MINI Loyalty Credits. Offer valid through February 02, 2026 and may be combined with other offers unless otherwise stated. Models pictured may be shown with metallic paint and/or additional accessories. Visit your authorized MINI Dealer for important details. ©2026 MINI USA, a Division of BMW of North America, LLC. The MINI name, model names and logo are registered trademarks. MINI Financial Services, a Division of BMW Financial Service NA, LLC, NMLS #2738.